Privacy Policy
Oak Beach Lending ("Company," "we," "us," or "our") is committed to protecting your personal information and ensuring transparency in how we collect, use, and safeguard data. This Privacy Policy explains the types of information we collect, how it is used, the circumstances in which it may be shared, and the safeguards in place to secure it.
Protected
Your data is safe
Encrypted
Bank-level security
Your Rights
Full data control
Compliant
GDPR & CCPA ready
By visiting www.oakbeach.com, contacting us, or using our services, you acknowledge that you have read and agreed to the practices described in this Privacy Policy.
1. About Oak Beach Lending
We specialize in providing professional funding consultation and financial solutions with integrity, transparency, and a commitment to exceptional service. Protecting your privacy is a core part of how we conduct business.
Contact Information:
2. Information We Collect
We collect information to deliver services efficiently, maintain communication, and improve the functionality of our platform.
A. Personal Information You Provide
You may voluntarily provide personal information when you interact with our Website, submit forms, contact our team, or request assistance. This may include:
- Full name
- Email address
- Phone number
- Business details and project information
- Funding request details
- Any information shared through messages, forms, or uploaded documents
B. Automatically Collected Information
When you browse our Website, we may automatically collect:
- IP address and approximate geolocation
- Browser type, device type, and operating system
- Pages viewed and time spent
- Date and time of visits
- Click behavior, actions taken, and referring/exit pages
- Website performance data and diagnostic information
These insights help us enhance security, usability, and user experience.
C. Cookies & Tracking Technologies
We use cookies, tracking pixels, analytics tools, and log files to:
- Improve website performance
- Personalize user experience
- Understand traffic patterns and usage behavior
- Enhance platform security
- Store user preferences
You may disable cookies in your browser, but doing so may affect certain website functionalities.
3. How We Use Your Information
We use collected information for legitimate business, operational, and communication purposes, including:
A. Service-Related Purposes
- Responding to inquiries, consultation requests, and funding questions
- Providing customer support and status updates
- Processing service agreements and essential communication
B. Website Functionality & Optimization
- Improving site performance and overall user experience
- Conducting analytics, error diagnostics, and technical monitoring
- Developing new tools, features, or enhancements
C. Communication
- Sending confirmations, updates, and responses
- Providing relevant service information
- Delivering educational or promotional content (opt-out available anytime)
D. Security & Compliance
- Preventing unauthorized access or misuse
- Detecting and investigating suspicious activity
- Meeting legal, regulatory, or contractual obligations
We do not use your information for unrelated purposes.
4. How We Share Your Information
Your information is treated with confidentiality. Sharing occurs only when necessary:
A. Trusted Service Providers
We may share limited information with third-party partners who help us:
- Operate and secure our Website
- Maintain servers and hosting infrastructure
- Provide communication or email tools
- Conduct analytics or troubleshoot performance
- Support operational and technical processes
All partners are required to protect your information and cannot use it for unrelated purposes.
B. Legal & Regulatory Compliance
Information may be disclosed when required to:
- Comply with federal, state, or local laws
- Respond to subpoenas, court orders, or legal processes
- Protect our rights, operations, and intellectual property
- Prevent fraud, misuse, or security threats
C. Business Transfers
If Oak Beach Lending engages in:
- A merger
- Acquisition
- Corporate restructuring
- Asset sale
your information may be transferred as part of the business assets.
We never sell personal information to external parties.
5. Data Protection & Security
We implement administrative, technical, and physical safeguards to secure your information, including:
- Encrypted website protocols (SSL)
- Secure servers and firewall protection
- Restricted internal data access
- Ongoing monitoring and security auditing
While we take strong measures, no digital system is completely risk-free. By using our Website, you acknowledge and accept these inherent risks.
6. Your Rights & Choices
Depending on your jurisdiction, you may have rights regarding your personal data, such as:
- Requesting access to your information
- Requesting corrections to inaccurate data
- Requesting deletion of your personal information
- Opting out of marketing communications
- Withdrawing previously provided consent
- Requesting a copy of your data
To exercise these rights, contact us at info@oakbeachlending.com or info@oakbeachlending.com. We respond to all valid requests within a reasonable timeframe.
7. Third-Party Links
Our Website may contain links to external websites. Oak Beach Lending is not responsible for:
- Their privacy practices
- Their data collection methods
- Their content, policies, or security
We encourage users to review the privacy policies of any third-party site they visit.
8. Children's Privacy
Our Website and services are intended for adults. We do not knowingly collect information from children under 13. If any such data is detected, it will be promptly deleted.
9. Data Retention
We retain personal information only as long as necessary to:
- Provide requested services
- Support business operations
- Maintain accurate records
- Resolve disputes
- Meet legal and regulatory obligations
After the retention period, data is securely removed or anonymized.
10. Updates to This Privacy Policy
We may update this Privacy Policy to reflect:
- Changes in laws or regulations
- Business or operational updates
- New technologies or service enhancements
Updates will be posted on this page with a revised "Last Updated" date. Using the Website after changes indicates acceptance of the updated Policy.
11. Contact Us
For questions, concerns, or data-related requests, contact us:
Oak Beach Lending
123 Business Avenue, Miami, FL 33101, United States
General Inquiries: info@oakbeachlending.com
Customer Support: info@oakbeachlending.com
Phone: +1-561-634-5162/ +1-561-634-5162