Working Capital Loans
Flexible financing options designed to support ongoing business operations and growth
Working capital loans help businesses manage cash flow, cover operational needs, and invest in new opportunities. These loans offer predictable repayment structures and are based on overall business performance, not just personal credit history.
Get Your OfferWhy Businesses Consider Working Capital Loans
Traditional financing can require extensive documentation and long review times. Working capital loans may provide a more streamlined path for qualified businesses by evaluating factors like revenue, industry, and performance, not solely credit scores.
Traditional loans require extensive paperwork and take weeks
Working Capital Loans offer streamlined application and quick decisions
Banks often require perfect credit and years of history
We focus on revenue and business performance over credit scores
Loan Benefits
Designed for business growth and flexibility
Performance-Based Review
Eligibility considers business revenue trends and cash flow, not just credit alone.
Longer Repayment Terms
Options ranging from 6 months to 5 years can help manage payments effectively.
Predictable Monthly Payments
Fixed installment structures support budgeting and operational planning.
Broad Use Cases
Funds can be used for inventory, staffing, marketing, equipment, or general operating needs.
Common Ways Businesses Use Working Capital
Flexible financing that supports a variety of operational and growth-related expenses
Inventory Purchases
Stock inventory ahead of seasonal demand or take advantage of supplier discounts.
Business Expansion
Add new locations, hire staff, or scale existing operations as opportunities arise
Equipment Upgrades
Acquire or upgrade equipment to improve efficiency, replace aging assets, or support increased production.
Payroll & Operations
Support day-to-day business expenses, manage cash flow, and keep operations running smoothly.
Marketing & Advertising
Invest in customer acquisition, brand awareness, or promotional campaigns.
Seasonal Cash Flow
Navigate slow periods or prepare for peak seasonal demand without disrupting operations.
Simple Process
From application to funding in 4 easy steps
Submit Application
Provide basic business information through our secure online form.
~10 minReview & Documentation
Your financials are evaluated and any required documentation is requested.
~24 hrsReceive Offer
Qualified applicants receive a customized financing proposal.
~48 hrsFunding
Once terms are accepted and conditions met, funds are deposited into your business account.
~72 hrsBasic Requirements
Simple qualification criteria
Common Questions
Everything you need to know
Ready to Grow Your Business?
Get flexible working capital with extended terms and predictable payments. Apply in minutes and receive your offer within 24-72 hours.