Merchant Cash Advance
Access working capital based on your business’s projected revenue
Merchant Cash Advances provide funding in exchange for a portion of future receivables. This revenue-based structure allows flexible repayment that aligns with your daily sales activity ideal for businesses with consistent card-based transactions.
What is MCA?
A Merchant Cash Advance is not a loan. It is an advance secured by future business revenue. Instead of making set monthly payments, a small percentage of your daily credit card or digital sales is remitted until the advance is repaid.
Revenue-based repayment adjusts with sales volume
No fixed amortization schedule
Terms aligned with business performance, not credit score alone
Key Benefits
Fast, flexible funding for your business
Fast Access to Capital
Receive funding decisions quickly once revenue documentation is reviewed.
Use Funds for Business Needs
Inventory, marketing, staffing, equipment, or seasonal expenses.
Flexible Repayment
Remittances fluctuate based on actual revenue, helping manage cash flow.
Minimal Requirements
Eligibility focuses on business performance rather than traditional credit metrics.
Why Choose MCA?
Perfect solution for businesses needing quick capital
Does not require traditional collateral; underwriting focuses on cash flow
May be an option when bank loans or credit lines are not suitable
Works for businesses that need capital faster than traditional lending timelines
Available to businesses with recurring electronic or card-based payments
How It Works
Get funded in 4 simple steps
Apply
5 minSubmit basic business and revenue details through our secure online form.
Review
24 hrsWe evaluate recent sales history and remittance capacity.
Receive Offer
1 dayIf approved, you receive a funding proposal outlining terms and pricing.
Daily Remittance
DailyA percentage of daily credit card or electronic sales is used to repay the advance.
Ideal Business Profiles
Businesses that regularly accept electronic or card-based payments, including:
Retail & storefront operations
Restaurants and cafes
Service providers
E-commerce and online businesses
General Qualification Guidelines
Easy qualification criteria
Get Fast Capital Today
Apply now and receive funding in as little as 24-48 hours. No collateral required, flexible repayment, and quick approval process.