Equipment Financing

Equipment Financing

Flexible funding for trucks, machinery, medical devices, and more

Acquire the equipment your business needs without large upfront costs. Get fast approvals, predictable payments, and financing options for a wide range of commercial assets.

$10K-$1M+
Loan Amounts
24–72 Hours
Approval Time
Use equipment right after delivery
Access
Fixed, affordable monthly plans
Payments

How Equipment Financing Works

Four key benefits designed to keep your operations moving

Finance a Wide Range of Equipment

Commercial vehicles, industrial machinery, medical equipment, technology systems, and more.

All Types
Coverage

Simple Process

From application to equipment deployment in four steps

01

Apply Online

Submit basic business and equipment information.

02

Get Approved

Receive a financing decision, often within 24–72 hours.

03

Select Equipment

Choose the trucks, machines, or devices your business needs.

04

Put it to Work

Take delivery and start using equipment to support operations.

Common Use Cases

How companies leverage equipment financing

Fleet Expansion

Acquire delivery vehicles without exhausting capital.

Scale operations without a large upfront cost

Machinery Upgrades

Replace outdated equipment to enhance productivity and reduce repairs.

Boost productivity and reduce maintenance costs

Medical Equipment Purchases

Invest in diagnostic or treatment devices to expand service capabilities.

Offer better patient care and stay competitive

Emergency Replacement

Quickly secure equipment after breakdowns to minimize downtime.

Minimize downtime and keep business running smoothly

Growth Initiatives

Fund equipment needed for new services, locations, or contracts.

Enter new markets or add services with minimal risk

Technology Upgrades

Adopt modern tools and systems to improve efficiency or competitiveness.

Stay ahead with modern technology

Choose Your Loan Amount

Different limits for different business stages

$10K - $100K

Small Businesses

Typical APR
10-14% APR

Suggested Profile

6+ months in business
$50K+ annual revenue
600+ score

$100K - $500K

Growing Businesses

Typical APR
8-12% APR

Suggested Profile

1+ year in business
$150K+ annual revenue
640+ score

$500K - $1M+

Established Enterprises

Typical APR
6-10% APR

Suggested Profile

2+ years in business
$500K+ annual revenue
680+ score

Why Businesses Choose Equipment Financing

Six powerful advantages that make your business more agile

Often no additional collateral required - equipment may secure the loan

Fast decision and funding timelines

Helps preserve working capital for other needs

Predictable monthly payments

Covers a broad range of equipment types

Flexible repayment options

Common Questions

Everything you need to know about equipment financing

Most revenue-generating assets qualify, including vehicles, manufacturing machinery, medical devices, and technology systems. Eligibility depends on the type, condition, and intended use.

Many applications receive decisions within 24–72 hours once required documents are submitted.

Yes. Used equipment is often eligible, provided it meets age, condition, and valuation guidelines set by the lender.

Equipment purchases may qualify for tax advantages such as Section 179 deductions or depreciation benefits. Consult a qualified tax advisor to determine eligibility for your situation.

Get Equipment Financing Today

Stop waiting for traditional loans. Get fast, flexible funding for trucks, machinery, medical devices, and more. Approvals in 24–72 hours, low monthly payments, and a wide range of assets covered.

Trucks & Machinery
Fast Approval
Low Monthly
Up to $1M+