Business Term Loans
Flexible fixed-term financing designed for established businesses
Access $10K to $5M in funding with predictable monthly payments and terms from 1 to 5 years. Term loans are well-suited for companies with a strong financial profile and established credit history.
Choosing a Term Length
Select a structure that aligns with your financial planning
Short Term
Fast payoff with higher monthly payments but less total interest
Why Credit Score Matters
Your credit profile may influence rates, loan amounts, and documentation requirements
Lower Perceived Risk
A higher score indicates responsible borrowing patterns, allowing lenders to consider more competitive terms.
Established Credit History
Consistent repayment track record shows experience managing financial obligations.
Access to Expanded Options
Higher scores may qualify for larger loan amounts, longer terms, and additional product choices.
Streamlined Process
Well-qualified applicants may require less documentation and enjoy faster review times.
Credit Tier Snapshot
See what you qualify for based on your credit score
(Exact qualification depends on full underwriting review)
Potential Advantages
Typical Profile
Potential Advantages
Typical Profile
Potential Advantages
Typical Profile
How Term Loans Compare
See how term loans compare to alternative financing
Term Loans
Working Capital / MCA
Common Uses
Businesses often apply term loans toward planned, longer-horizon investments
Real estate or facility improvements
Expansion of business operations
Equipment or technology purchases
Business acquisition or partnership buyouts
Restructuring existing debt
Growth initiatives such as marketing or R&D
Get Your Best Rate Today
Apply now for premium business term loans with the lowest rates. Perfect for established businesses with strong credit (640+) looking for traditional financing with predictable terms.