Business Line of Credit
Flexible revolving funds available whenever your business needs them
Access $10K–$500K+ in reusable working capital. Draw funds as needed, pay interest only on the amount you use, and refresh your available balance as you repay helping you manage cash flow and respond to opportunities efficiently.
How It Works For You
Four useful features designed to increase financial flexibility
Revolving Credit
Unlike traditional loans, a business line of credit works like a credit card. Borrow what you need, pay it back, and the credit becomes available again. Perfect for ongoing business needs.
The Simple Process
From approval to available credit in four steps
Get Approved
Apply once and receive a limit based on revenue, time in business, and credit profile.
Draw Funds
Access any needed portion of your limit instantly and online.
Use & Grow
Apply funds toward inventory, staffing, operations, or other business activities.
Repay & Reuse
As balances are repaid, funds become available again automatically.
Common Ways Businesses Use a Line of Credit
Real examples of how lines of credit support operations
Inventory Management
Acquire stock before peak periods without committing available cash.
Payroll Support
Manage payroll gaps when revenue timing fluctuates.
Opportunity Purchases
Act on bulk pricing or short-term supplier discounts.
Unexpected Costs
Address repairs, maintenance, or other unplanned expenses.
Marketing Campaigns
Fund advertising or growth initiatives with flexible timing.
Invoice Timing Gaps
Maintain operations while awaiting customer payments on net terms.
Choose Your Credit Limit
Different limits for different business stages
$10K - $50K
Small Businesses
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$50K - $150K
Growing Businesses
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$150K - $500K
Established Enterprises
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Why Businesses Choose Lines of Credit
Six powerful advantages that make your business more agile
No collateral required for most lines
Instant access to approved funds 24/7
Improves cash flow management
Reuse credit as you repay
Only pay interest on drawn amounts
No usage restrictions or limitations
Common Questions
Everything you need to know about business lines of credit
A term loan gives you a lump sum upfront with fixed monthly payments over a set period. A line of credit gives you ongoing access to funds—you can draw, repay, and draw again as needed. You only pay interest on what you actually use, not on your entire credit limit.
Most business lines of credit can be approved within 24-48 hours. Once approved, you'll have instant access to your funds whenever you need them—no waiting, no reapplying.
Yes! Unlike some specialized loans, a business line of credit can be used for virtually any business purpose—inventory, payroll, marketing, equipment, emergencies, or opportunities. You have complete flexibility.
Nothing! That's the beauty of a line of credit. You only pay interest on the amount you actually draw. If you have a $100K limit but only use $20K, you only pay interest on the $20K. The rest sits there ready whenever you need it.
Get Revolving Capital Today
Stop waiting for traditional loans. Get instant access to flexible funding that grows with your business. Draw funds anytime, pay interest only on what you use, and reuse your credit as you repay.